Sector Lending (Registered Banks and Non-Bank Lending Institutions) - C5

2020-09-05 17:33:00

Sector lending (registered banks and non-bank lending institutions) - C5

Special note: Bank Balance Sheet key points for July 2020

Released:31 August 2020 03:00 p.m.

Next release:30 September 2020 03:00 p.m.

Source:Reserve Bank of New Zealand

Periodicity:Monthly

Data files

	Previous years:		Monthly:
	Jul 2018	Jul 2019	Mar 2020	Apr 2020	May 2020	Jun 2020	Jul 2020
Housing ($m)
Total	252,473	268,376	281,349	280,759	282,465	283,679	285,587
Registered banks¹	250,030	265,486	278,069	277,479	279,159	280,357	282,251
Non-bank lending institutions²	2,442	2,890	3,280	3,280	3,306	3,322	3,336
Personal consumer ($m)
Total	16,546	16,607	16,154	14,805	14,874	15,053	14,854
Registered banks	11,181	10,961	10,505	9,411	9,555	9,764	9,641
Non-bank lending institutions²	5,365	5,646	5,650	5,395	5,319	5,289	5,214
Housing and personal consumer ($m)
Total	269,019	284,983	297,503	295,564	297,339	298,733	300,441
Registered banks	261,212	276,447	288,573	286,890	288,713	290,121	291,891
Non-bank lending institutions	7,807	8,536	8,930	8,674	8,625	8,611	8,550
Business ($m)
Total	109,219	117,611	123,260	123,422	122,078	120,180	118,193
Registered banks	104,638	112,806	117,969	118,151	116,884	115,059	113,167
Non-bank lending institutions²	4,581	4,804	5,290	5,272	5,194	5,120	5,026
Agriculture ($m)
Total	62,100	63,866	62,897	62,802	62,828	62,896	63,097
Annual growth rate (%)
Housing³	6.0	6.3	7.1	6.4	6.3	6.2	6.4
Personal consumer³	5.6	0.3	-3.6	-11.9	-10.9	-9.9	-10.2
Housing and personal consumer³	6.0	5.9	6.5	5.3	5.3	5.3	5.4
Business³	5.2	7.7	6.3	6.0	5.0	2.4	0.1
Agriculture³	2.8	2.8	0.1	-0.3	-1.1	-1.2	-1.3

Loans fully secured on residential property for business use are included under business or agriculture loans.
A list of series breaks for Household Funding and Sector Lending are available in the background notes.
Annual growth rates have been break-adjusted, reflecting the underlying market change.

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Sector Lending (Registered Banks and Non-Bank Lending Institutions) - C5

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Sector lending (registered banks and non-bank lending institutions) - C5

	Previous years:		Monthly:
	Jul 2018	Jul 2019	Mar 2020	Apr 2020	May 2020	Jun 2020	Jul 2020
Housing ($m)
Total	252,473	268,376	281,349	280,759	282,465	283,679	285,587
Registered banks¹	250,030	265,486	278,069	277,479	279,159	280,357	282,251
Non-bank lending institutions²	2,442	2,890	3,280	3,280	3,306	3,322	3,336
Personal consumer ($m)
Total	16,546	16,607	16,154	14,805	14,874	15,053	14,854
Registered banks	11,181	10,961	10,505	9,411	9,555	9,764	9,641
Non-bank lending institutions²	5,365	5,646	5,650	5,395	5,319	5,289	5,214
Housing and personal consumer ($m)
Total	269,019	284,983	297,503	295,564	297,339	298,733	300,441
Registered banks	261,212	276,447	288,573	286,890	288,713	290,121	291,891
Non-bank lending institutions	7,807	8,536	8,930	8,674	8,625	8,611	8,550
Business ($m)
Total	109,219	117,611	123,260	123,422	122,078	120,180	118,193
Registered banks	104,638	112,806	117,969	118,151	116,884	115,059	113,167
Non-bank lending institutions²	4,581	4,804	5,290	5,272	5,194	5,120	5,026
Agriculture ($m)
Total	62,100	63,866	62,897	62,802	62,828	62,896	63,097
Annual growth rate (%)
Housing³	6.0	6.3	7.1	6.4	6.3	6.2	6.4
Personal consumer³	5.6	0.3	-3.6	-11.9	-10.9	-9.9	-10.2
Housing and personal consumer³	6.0	5.9	6.5	5.3	5.3	5.3	5.4
Business³	5.2	7.7	6.3	6.0	5.0	2.4	0.1
Agriculture³	2.8	2.8	0.1	-0.3	-1.1	-1.2	-1.3

Loans fully secured on residential property for business use are included under business or agriculture loans.
A list of series breaks for Household Funding and Sector Lending are available in the background notes.
Annual growth rates have been break-adjusted, reflecting the underlying market change.