Overview of UDF platform's main investment and financing business
1、Main business categories:
Working capital loans, medium and long-term project loans, M&A loans, syndicated loan, etc.
2、Basic business requirements:
- The country/region where the project is located is politically stable and economically developed;
- The enterprise has been established for 3 years or more, and is currently operating normally;
- The "net cash flow from operations" of the enterprise is greater than zero;
- The corporate debt asset ratio is not higher than 65%;
- Enterprises, senior management and shareholders of enterprises have no credit default records and no criminal records;
- The use of funds is clear and the source of repayment is clear and reliable;
- Upstream or downstream major clients of the world's top 500 companies are preferred;
- Preference will be given to projects guaranteed by financial institutions with international ratings of BB+ and above.
3、Loan amount, interest rate and term:
For general industrial and commercial enterprises, the single amount ranges from US$10 million to US$300 million, and for large projects such as energy, power ports, etc., the single amount can be up to US$5 billion, and the amount of loan available will be determined according to the specific project needs and the related business category.
The loan term is 1-8 years and the loan interest rate usually ranges from 4.5% to 9.5%, which needs to be determined according to the specific project subject’s credit rating, project business category, and business risk.
4、Business approval cycle :
It usually takes 20 business days from the time the loan application is formally submitted to the financial institution for review and approval.
1、 Main business categories:
- Credit bonds, Asset-backed bonds;
- USD bonds, Euro bonds, Yen bonds, RMB bonds.
2、 Basic business requirements:
- The country/region where the project is located is politically stable and economically developed;
- The company is internationally rated BB or above;
- Enterprises, senior management and shareholders of enterprises have no credit default records and no criminal records;
- The use of funds is clear and the source of repayment is clear and reliable;
- Preference will be given to projects guaranteed by financial institutions with international ratings of BB+ and above.
3. Issue amount, interest rate and maturity:
- Issuance venues:Hong Kong, London, New York, Singapore and other international capital markets;
- The size of each bond issue shall not be less than US$100 million;
- The interest rate is negotiated with the issuer based on market conditions at the time of issuance;
- The period is not less than 1 year.
4、 Business operation cycle:
It usually takes 65 business days. The degree of corporate standardization, whether international credit rating has been conducted, and whether international bond has been issued, will affect the operating cycle of this business.
- The country/region where the project is located is politically stable and economically developed;
- A financial institution or professional third-party licensed institution that provides financing guarantees for corporate loans or bond issues;
- The guarantee rate is based on specific project and the amount of the guarantee ranges from US$10 million to US$200 million.
Stock pledge financing is available for stockholders of companies listed in Hong Kong, London, Singapore, New York, Frankfurt and other capital markets. Pledge rate 40%-70%, interest rate, term quote according to the specific stock, the business process takes generally 15-25 working days if meet the conditions.
Investment objective: To obtain a stable return on real estate property during the holding period and possible property appreciation
Basic requirements:
- The underlying country is politically stable and economically developed;
- The owner of the project has no credit default record, and the ownership of the project to be transferred is clear and complete and does not involve litigation or pledge;
- The project is ideally located and operates normally with a minimum annual ROI of 3.5%;
- The transferable area of a single project is not less than 30,000 square meters, and the usable time is not less than 30 years;
- Priority will be given to projects operated by internationally renowned hotel management companies with good operating conditions.
1、 Basic business requirements:
- The country/region where the project is located is politically stable and economically developed;
- The company is not involved in the military, weapons, gaming and other fields;
- Enterprises, senior management and shareholders of enterprises have no credit default records and no criminal records;
- The company has been established for 3 years or more, and the core management team is stable;
- The company has good growth potential and competitive advantage in its niche area;
- Preferred fields include transportation, energy, information technology, biomedical, vocational education, and financial technology;
- Pre-IPO, IPO projects are preferred;
- Preference will be given to those with an annual net profit of $5 million or more.
2、 Amount of investment
- Typically, equity investments range from $3 million to $50 million per transaction;
- Pre-IPO and IPO projects of up to $300million per transaction;
- For heavy asset industries such as transportation and energy, the amount of a single investment may exceed $50 million, depending on the specific project.
Financial services used to support environmental improvement, climate change and efficient use of resources, with investment areas including environmental protection, clean energy, green agriculture, green transportation, green buildings, watershed management, etc. Loans, private equity investments or other types of funding solutions can be developed based on specific project needs.
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