National Open API Payment Standard
Introduction
The National Open API Payment Standard, abbreviated to SNAP, is the national open API payment standard published by Bank Indonesia to create a healthy, competitive and innovative payment system industry, while promoting integration, interconnectivity and interoperability as well as secure and reliable payment system infrastructure; and/or to increase healthy, efficient and fair market practices in the payment system.
SNAP was developed by Bank Indonesia in cooperation with payment system industry representatives covering:
- Technical and Security Standards, Data Standards and Technical Specifications, as published on the Developer Site.
- Governance guidelines for interconnected and interoperable open API payments.
SNAP has been enacted with BI Governor Decree No. 23/10/KEP.GBI/2021, dated 16th August 2021, concerning Application of the National Open API Payment Standard for gradual mandatory implementation in each open API payment.
Developer Site
- Published Standards, consisting of technical and security standards, data standards and technical specifications.
- Online sandbox applications to test SNAP-based open API payment standards in accordance with the technical and security standards, data standards and technical specifications.
- Publication Directory
On the SNAP Developer Site, the published standards and publication directory are publicly accessible. Meanwhile the sandbox application is only accessible to:
- 1.Service providers and/or prospective service providers of SNAP-based open API payment.
- 2.Service users and/or prospective service users of SNAP-based open API payment.
- 3.System, application and/or device developers of SNAP-based open API payment.
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