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Issued by DBS Bank (Hong Kong) Limited (“DBS Hong Kong”)

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本资料并非也不构成任何认购或订立任何交易的要约、建议、邀请或招揽或其任何部分，也非旨在及不应视为邀请或准许向公众发出要约以认购或订立涉及现金或其他对价的任何交易。本资料无意提供并且不应作为会计、法律或税务意见或投资建议的依据，也不应取代本应咨询独立法律或财务意见的读者作出的判断。星展香港并非作为顾问也不对任何财务或其他后果承担受托责任或法律责任。

本资料所载之意见均取自认为是可靠的来源，但星展香港不对其就任何特定目的的充分性、完整性、准确性或适时性作出任何陈述或保证。意见与预算可在未经通知的情况下作出更改。任何以往的业绩、推断、预测或模拟结果并不必然作为任何投资的未来或可能业绩的指引。对任何由于或涉及使用或依赖本数据或其内容所引致的直接、间接或相应的损失或损害， 星展香港概不负责。

通过星展香港微信公众号提供有关产品或服务的资讯不构成我们提供任何产品或服务的要约、招揽或建议。若传达以下资讯会触犯任何司法管辖区的法律或规例，则星展香港微信公众号不应被视为于该等司法管辖区内传达以下资讯（而您也不要参考或使用该等资讯）：(a) 就参与银行、投资或保险活动的任何邀約或劝诱；或 (b) 买卖任何证券或其他工具或购买保险的任何要约或招揽。

若您居住或身处于香港以外的地区，通过星展香港微信公众号向您提供的产品或服务可能未获您居住地或身处所在地的任何中央银行、政府或监管机构注册或认可。因此，您可能不会获居住地或身处所在地的证券法律、银行法律、保险法律或其他相关法律或法规对该等产品或服务的保障。本资料由星展银行（香港）有限公司（受香港金融管理局和证券及期货事务监察委员会监管）分发予客户。

中英文版本如有歧义，概以英文版本为准。

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The information and opinions contained in this publication has been obtained from sources believed to be reliable but DBS Hong Kong makes no representation or warranty as to its adequacy, completeness, accuracy or timeliness for any particular purpose. Opinions and estimates are subject to change without notice. Any past performance, projection, forecast or simulation of results is not necessarily indicative of the future or likely performance of any investment. DBS Hong Kongaccepts no liability whatsoever for any direct indirect or consequential losses or damages arising from or in connection with the use or reliance of this publication or its contents.

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