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Macroprudential decision: Housing loan cap and countercyclical capital buffer (CCyB) requirement for banks remain unchanged

Loan cap, countercyclical capital buffer (CCyB) requirement for banks and O-SII requirements unchanged
financing
Inflation
Financial Stability
FIN-FSA
Finland
LTC ratio
time：
2023-06-29 15:10:30
views：
51727
Macroprudential decision: Loan cap remains unchanged

The Board of the Financial Supervisory Authority (FIN-FSA) has decided to keep the loan cap, i.e. the maximum loan-to-collateral (LTC) ratio, unchanged. The loan cap was adjusted last year by lowering the maximum LTC ratio for new residential mortgage loans other than first-home loans by 5 percentage points, to 85%. The Board has also decided to keep the countercyclical capital buffer (CCyB) requirement for banks at its standard level.
loan
growth
FIN-FSA
Finland
time：
2022-10-09 10:00:00
views：
49064
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