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The number of home loan applications received by OP Financial Group grew this summer, with July being the busiest month since August 2022

time:
2024-08-19 15:46:04
views:
9463

Here's what people in Finland value in a home loan: Reasonable monthly costs and opportunities for saving

time:
2024-03-05 13:15:02
views:
24998

The sharp rise in interest rates has changed the home loan market – one in every four new home loans issued by OP Financial Group are now tied to 3 or 6 month Euribor rates

By the end of summer, all remaining home loans tied to a long-term interest rate will face an adjustment from the lower rates enjoyed last year.

time:
2023-05-23 00:00:00
views:
41735

Macroprudential decision: Loan cap remains unchanged

The Board of the Financial Supervisory Authority (FIN-FSA) has decided to keep the loan cap, i.e. the maximum loan-to-collateral (LTC) ratio, unchanged. The loan cap was adjusted last year by lowering the maximum LTC ratio for new residential mortgage loans other than first-home loans by 5 percentage points, to 85%. The Board has also decided to keep the countercyclical capital buffer (CCyB) requirement for banks at its standard level.

time:
2022-10-09 10:00:00
views:
42479

Banks extend helping hand to customers affected by pandemic

People who face difficulties in paying off their home loans because of the COVID-19 outbreak can apply to have their payments postponed, loan periods extended and billing plans altered

time:
2022-04-10 22:11:32
views:
72882

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