Average Contract Interest Rates on Loans and Discounts (April 2023)
1.New Loans and Discounts
1. Averages of rates on new loans (including rolled-over loans) and discounts during the month. Figures for "total" exclude overdrafts.
2. Of the banks established under the Japanese legislation, "domestically licensed banks" are those that conduct transactions with the Bank of Japan. Figures exclude the Resolution and Collection Corporation and Japan Post Bank.
3. "City banks" comprises Mizuho Bank, MUFG Bank, Sumitomo Mitsui Banking Corporation, Resona Bank, and Saitama Resona Bank.
4. "Short-term" and "long-term" represent "less than one year" and "one year or more," respectively.
5. The figures for shinkin banks are compiled by the National Association of Shinkin Banks; "Short-term" figures are the weighted averages of rates on loans on bills and bills discounted, and "long-term" figures are rates on loans on deeds.
2.Outstanding Loans and Bills Discounted
1. Averages of rates are as of the end of each month.
2. Of the banks established under the Japanese legislation, "domestically licensed banks" are those that conduct transactions with the Bank of Japan. Figures exclude the Resolution and Collection Corporation and Japan Post Bank.
3. "City banks" comprises Mizuho Bank, MUFG Bank, Sumitomo Mitsui Banking Corporation, Resona Bank, and Saitama Resona Bank.
4. "Short-term" and "long-term" represent "less than one year" and "one year or more," respectively. 5. The figures for shinkin banks are compiled by the National Association of Shinkin Banks; "Short-term" figures are the weighted averages of rates on loans on bills and bills discounted, and "long-term" figures are rates on loans on deeds.
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